These Terms of Use (“Terms”) govern your access to and use of the Subqura application and related materials provided by RA Apps LTD (“we”, “us”, or “our”). By downloading, installing, or using Subqura, you agree to these Terms. If you do not agree, do not use the App.
1. The App
Subqura is a personal finance tracking and organization tool for subscriptions, expenses, budgets, and reports. Features may include local storage, optional iCloud sync, notifications, widgets, shortcuts, export tools, and companion experiences (such as Apple Watch) as made available in the version you install and as described on the App Store listing.
Feature availability can depend on your device model, operating system version, language/region settings, and permissions you grant. The App Store product page for your installed version is the definitive description of what is offered in that release.
2. Not professional financial advice
Subqura is not a bank, payment processor, money transmitter, tax preparer, accountant, broker, or investment adviser. Budgets, “safe to spend,” totals, charts, and reports are informational estimates based on data you enter and may be incomplete or incorrect. You are solely responsible for financial decisions. Seek a qualified professional for tax, legal, or investment advice.
3. Eligibility
You must be able to form a binding contract under applicable law and meet the minimum age required by the App Store in your region (and in any case not under 13, or higher if required where you live). If you use the App for an organization, you represent that you are authorized to accept these Terms for that organization.
4. License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use Subqura on Apple-branded products that you own or control, as allowed by the Apple Media Services Terms and applicable App Store usage rules.
You may not:
- Copy, modify, reverse engineer, or create derivative works of the App, except to the extent such restriction is prohibited by law
- Rent, lease, sell, sublicense, or redistribute the App
- Remove proprietary notices or attempt to bypass security or access controls
- Use the App for unlawful purposes or to store content you do not have the right to store
- Misrepresent your affiliation with RA Apps LTD or the App
5. Your content and backups
You retain ownership of content you enter into Subqura (“Your Content”). You are responsible for Your Content and for keeping any backups you need (including exports and device/iCloud backups). We are not responsible for data loss arising from device failure, deletion of the App, iCloud settings, or user error.
6. Privacy
Our practices are described in the Privacy Policy, which is incorporated by reference. By using the App, you acknowledge that Policy.
7. Purchases, free features, and subscriptions
Subqura may be offered free, as a paid download, via in-app purchase, and/or via auto-renewable subscription, as shown on the App Store. All payments are processed by Apple. Manage, cancel, or request refunds through your Apple ID account and Apple’s policies: Apple billing support.
If a subscription is offered, auto-renewal, free-trial conversion (if any), and cancellation timing follow Apple’s standard subscription rules and the disclosure shown at purchase. Uninstalling the App does not automatically cancel an App Store subscription; cancel in Subscriptions settings.
If you are entitled to restore previous purchases, use the App’s restore mechanism (where provided) or your Apple ID purchase history.
8. Acceptable use
You agree not to misuse the App, including by attempting to disrupt the App, reverse engineer it unlawfully, or use it to violate others’ rights or any law.
9. Third-party names and services
Mentions of third-party products or brands (for example streaming services used as examples) are for illustration only. Those names and marks belong to their owners. Subqura is not affiliated with, sponsored by, or endorsed by those third parties unless we expressly say so.
Features that rely on Apple services (App Store, iCloud, notifications, Siri, Widgets, Watch, biometrics) depend on Apple’s availability and your settings.
10. Intellectual property
The App, including its software, design, and branding, is owned by RA Apps LTD or its licensors and is protected by intellectual property laws. These Terms do not transfer ownership of any IP to you.
11. Disclaimer of warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that the App will be uninterrupted, error-free, accurate, or free of harmful components, or that data will never be lost.
Some jurisdictions do not allow certain warranty exclusions; those exclusions apply only to the extent permitted.
12. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RA APPS LTD AND ITS DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE APP OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO USE THE APP THROUGH THE APP STORE IN THE 12 MONTHS BEFORE THE CLAIM OR (B) FIFTY US DOLLARS (USD $50), EXCEPT WHERE LIABILITY CANNOT BE LIMITED BY LAW (including non-waivable consumer rights).
13. Indemnity
To the extent permitted by law, you agree to defend and indemnify RA Apps LTD against claims, damages, losses, and expenses (including reasonable legal fees) arising from your misuse of the App, your violation of these Terms, or your violation of any third-party rights.
14. Termination
You may stop using the App at any time by deleting it. We may suspend or discontinue the App or your license if you violate these Terms or if we stop offering the App. Sections that should reasonably survive (including disclaimers and liability limits) will survive termination.
15. Apple App Store terms
If you obtained the App from Apple’s App Store, you and RA Apps LTD acknowledge that:
- These Terms are between you and RA Apps LTD only, not with Apple Inc. (“Apple”)
- Apple has no obligation to furnish any maintenance or support services for the App
- In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price (if any) in accordance with its policies; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App
- Apple is not responsible for addressing any claims by you or a third party relating to the App or your possession and/or use of the App, including product liability claims, any claim that the App fails to conform to legal or regulatory requirements, and claims arising under consumer protection or similar legislation
- In the event of any third-party claim that the App or your possession and use of the App infringes that third party’s intellectual property rights, RA Apps LTD (not Apple) will be solely responsible for the investigation, defense, settlement, and discharge of any such claim as required by these Terms
- Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary
- You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties
16. Changes
We may update these Terms by posting a revised version on this page and updating the “Last updated” date. If you continue to use the App after changes become effective, you accept the revised Terms, except where applicable law requires additional consent.
17. Governing law
These Terms are governed by applicable law without regard to conflict-of-law rules, except that mandatory consumer protection laws of your country of residence continue to apply and cannot be waived by contract. Nothing in these Terms limits your non-waivable rights as a consumer.
18. Contact
RA Apps LTD
Support: support@raapps.site
Company website: https://raapps.site
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